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Terms of use

The terms for using Pension Years calculators and guides.

Last updated: November 5, 2026

By using Pension Years you agree to these terms.

Information only

The calculators and guides are general information. They are not financial, tax or legal advice and do not take your personal situation into account. Your retirement system's records and statements decide your actual benefit.

Accuracy

We work to keep formulas and figures correct and current, but we can't guarantee that every result is accurate or complete. Plan rules change, and results depend on the figures you enter.

Use of the site

You may use the calculators freely and link to any page. Please don't copy our guides or republish the site's content in bulk without permission.

Liability

To the extent the law allows, Pension Years is not liable for any loss arising from use of the site or reliance on its results.

Contact

hello@pensionyears.com